https://arrowintsys.com/regulatory-activities Latest press releases, guidance, and enforcement actions from the Federal Reserve. Compiled by Arrow AIM. en-us https://www.federalreserve.gov/newsevents/pressreleases/monetary20260714a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260714a.htm Tue, 14 Jul 2026 00:00:00 GMT Minutes of the Board's discount rate meetings on June 8 and June 17, 2026 policy-statement https://www.federalreserve.gov/newsevents/pressreleases/monetary20260709a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260709a.htm Thu, 09 Jul 2026 00:00:00 GMT Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy press-release leadership policy-statement https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260709a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260709a.htm Thu, 09 Jul 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with TS Banking Group, Inc. and TS Contrarian Bancshares, Inc. press-release enforcement banking https://www.federalreserve.gov/newsevents/pressreleases/monetary20260708a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260708a.htm Wed, 08 Jul 2026 00:00:00 GMT Minutes of the Federal Open Market Committee, June 16-17, 2026 policy-statement https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260707a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260707a.htm Tue, 07 Jul 2026 00:00:00 GMT Federal Reserve Board requests comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs public-comment rulemaking bsa-aml https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260702a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260702a.htm Thu, 02 Jul 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with Small Business Bank and announces termination enforcement actions with BNP Paribas S.A., BNP Paribas USA, Inc., BNP Paribas Securities Corp., and Community Bankshares, Inc. enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/other20260701a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20260701a.htm Wed, 01 Jul 2026 00:00:00 GMT Federal Reserve issues initial findings from its 2025 triennial payments study press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260630a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260630a.htm Tue, 30 Jun 2026 00:00:00 GMT Agencies release list of distressed or underserved nonmetropolitan middle-income geographies community-reinvestment-act cra interagency https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625b.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625b.htm Thu, 25 Jun 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with employee of Bank of Eufaula and S N B Bancshares, Inc. enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625a.htm Thu, 25 Jun 2026 00:00:00 GMT Federal Reserve Board announces termination of enforcement action with Jiko Group, Inc. enforcement press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260624a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260624a.htm Wed, 24 Jun 2026 00:00:00 GMT Federal Reserve Board's annual bank stress test confirms that large banks are well positioned to weather a severe recession and able to continue to lend to households and businesses banking regulatory-capital lending https://www.federalreserve.gov/newsevents/pressreleases/other20260622a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20260622a.htm Mon, 22 Jun 2026 00:00:00 GMT Federal Reserve notes with deep sadness the passing of Alan Greenspan press-release leadership https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618b.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618b.htm Thu, 18 Jun 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with former employee of Bank of Eufaula and S N B Bancshares, Inc. enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618a.htm Thu, 18 Jun 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with former employee of Manufacturers and Traders Trust Company enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260618a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260618a.htm Thu, 18 Jun 2026 00:00:00 GMT Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program crypto-assets public-comment rulemaking https://www.federalreserve.gov/newsevents/pressreleases/monetary20260617a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260617a.htm Wed, 17 Jun 2026 00:00:00 GMT Federal Reserve issues FOMC statement policy-statement press-release https://www.federalreserve.gov/newsevents/pressreleases/monetary20260617b.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260617b.htm Wed, 17 Jun 2026 00:00:00 GMT Federal Reserve Board and Federal Open Market Committee release economic projections from the June 16-17 FOMC meeting press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260611a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260611a.htm Thu, 11 Jun 2026 00:00:00 GMT Federal Reserve Board announces final rule that establishes data standards for certain information collections rulemaking press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260609a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260609a.htm Tue, 09 Jun 2026 00:00:00 GMT Federal Reserve Board announces that results from its annual bank stress test will be released on Wednesday, June 24, at 4 p.m. EDT. banking regulatory-capital press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260602a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260602a.htm Tue, 02 Jun 2026 00:00:00 GMT Agencies remove additional references to reputation risk regulatory-guidance interagency regulatory-burden https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260528a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260528a.htm Thu, 28 May 2026 00:00:00 GMT Federal Reserve Board issues enforcement actions with former employee of Atlantic Union Bank and former employee of Frost Bank enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/monetary20260526a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20260526a.htm Tue, 26 May 2026 00:00:00 GMT Minutes of the Board's discount rate meeting on April 20 and 29, 2026 press-release https://www.federalreserve.gov/newsevents/pressreleases/other20260522a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20260522a.htm Fri, 22 May 2026 00:00:00 GMT Kevin Warsh takes oath of office as chairman and a member of the Board of Governors of the Federal Reserve System, and the Federal Open Market Committee unanimously selects Warsh as its chairman leadership press-release https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260522a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260522a.htm Fri, 22 May 2026 00:00:00 GMT Agencies publish resolution plan feedback letters for certain domestic and foreign banking organizations banking interagency supervision https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260521a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260521a.htm Thu, 21 May 2026 00:00:00 GMT Federal Reserve Board issues enforcement action with former employee of Commerce Bank enforcement banking press-release https://www.federalreserve.gov/newsevents/pressreleases/orders20251223a.htm https://www.federalreserve.gov/newsevents/pressreleases/orders20251223a.htm Tue, 23 Dec 2025 00:00:00 GMT The Federal Reserve Board approved the application by National Bank Holdings Corporation of Greenwood Village, Colorado, to merge with Vista Bancshares, Inc. and indirectly acquire Vista Bank, both of Dallas, Texas. The Board also approved NBH Bank's merger with Vista Bank and authorized it to establish and operate branches at Vista Bank's existing locations. This regulatory action allows National Bank Holdings Corporation to expand its operations through the acquisition of the Texas-based banking entities. The approval represents a standard bank merger and acquisition transaction subject to Federal Reserve oversight and authorization. banking rulemaking supervision https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251219b.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251219b.htm Fri, 19 Dec 2025 00:00:00 GMT The Federal Reserve Board has published its biennial report on debit card transactions, summarizing information collected from large debit card issuers and payment card networks. The report, which is required by law, provides data on interchange fees, issuer costs, and fraud losses related to debit card transactions performed in 2023. Interchange fees are payments made by merchants to debit card issuers for each debit card transaction. This publication fulfills the Board's statutory reporting requirement to provide transparency on the economics of debit card transactions in the United States. disclosure regulatory-guidance transparency https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251219a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251219a.htm Fri, 19 Dec 2025 00:00:00 GMT The Federal Reserve Board has requested public input on a new "payment account" that eligible financial institutions could use specifically for clearing and settling payments. This account type would be distinct from existing master accounts, featuring no interest payments, no access to Fed credit, and balance caps to reduce payment system risk. The initiative responds to rapid developments in the payments industry and new business models seeking access to Federal Reserve payment services, with the goal of supporting innovation while maintaining payment system safety. Payment accounts would not expand legal eligibility for Fed payment services but could receive streamlined review due to their limited scope and lower risk profile. The comment period will close 45 days after Federal Register publication. public-comment rulemaking regulatory-guidance https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251218a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251218a.htm Thu, 18 Dec 2025 00:00:00 GMT The Federal Reserve Board published the first of several staff manuals for supervising the largest and most complex banks, marking a significant step toward increased transparency in bank supervision. Vice Chair for Supervision Michelle W. Bowman emphasized that releasing these previously internal manuals demonstrates the Fed's commitment to public accountability and ensuring supervisory responsibilities are executed appropriately and fairly. The initial manual released covers the LISCC Program and will be updated to reflect the recent name change to GSIB and incorporate supervisory operating principles released in November. Additional manuals covering topics including capital and liquidity planning, recovery and resolution planning, the large bank rating program, enforcement actions, and the risk identification system are expected to be released in early 2026. supervision transparency examination-process https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251217a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251217a.htm Wed, 17 Dec 2025 00:00:00 GMT The Federal Reserve Board has withdrawn a 2023 policy statement and issued a new policy statement regarding innovative activities by Board-supervised banks. The 2023 statement had limited state member banks to activities permissible for banks supervised by other federal regulatory agencies, but the financial system and understanding of innovative products have evolved since then. The new policy creates a pathway for both insured and uninsured Board-supervised state member banks to engage in certain innovative activities while maintaining safety and soundness. Vice Chair for Supervision Michelle Bowman stated the change helps ensure the banking sector remains modern and efficient while delivering improved products and services to customers through responsible innovation. policy-statement banking regulatory-guidance https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251216a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251216a.htm Tue, 16 Dec 2025 00:00:00 GMT The Federal Reserve Board announced the termination of two enforcement actions that were previously in effect against major financial institutions. The cease and desist order against The Goldman Sachs Group, Inc., which was originally issued on October 22, 2020, was terminated on December 4, 2025. Similarly, the cease and desist order against Metropolitan Commercial Bank, originally dated October 16, 2023, was also terminated on the same date. These terminations indicate that both institutions have satisfied the conditions of their respective enforcement actions and are no longer subject to those regulatory restrictions. enforcement banking supervision https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251215b.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251215b.htm Mon, 15 Dec 2025 00:00:00 GMT The Consumer Financial Protection Bureau, Federal Reserve Board, and Office of the Comptroller of the Currency announced that the 2026 threshold for higher-priced mortgage loans subject to special appraisal requirements will increase from $33,500 to $34,200, effective January 1, 2026. This adjustment reflects a 2.1 percent annual increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers as of June 1, 2025. Under the Dodd-Frank Act, creditors must obtain written appraisals based on physical interior home visits before making higher-priced mortgage loans, but loans at or below this threshold amount are exempt from these requirements. The threshold is adjusted annually to reflect changes in the CPI-W. interagency rulemaking lending https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251215a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251215a.htm Mon, 15 Dec 2025 00:00:00 GMT The Federal Reserve Board and Consumer Financial Protection Bureau announced the 2026 dollar thresholds for determining which consumer credit and lease transactions fall under the protections of Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing). Based on a 2.1 percent annual increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers as of June 1, 2025, the threshold will be set at $73,400 for 2026. Consumer credit transactions and consumer leases at or below this amount will be subject to the regulations' protections. Private education loans and loans secured by real property, such as mortgages, remain subject to Regulation Z regardless of loan amount. The agencies are required by law to adjust these thresholds annually based on CPI-W changes. interagency consumer-protection rulemaking https://www.federalreserve.gov/newsevents/pressreleases/orders20251211b.htm https://www.federalreserve.gov/newsevents/pressreleases/orders20251211b.htm Thu, 11 Dec 2025 00:00:00 GMT The Federal Reserve Board approved an application by Banco BTG Pactual S.A., a Brazilian bank based in Rio de Janeiro, along with its parent holding companies and its subsidiary BTG Pactual Bancorp, LLC, to acquire M.Y. Safra Bank, FSB, located in New York. This regulatory action represents a cross-border banking acquisition involving a foreign banking organization expanding its presence in the United States financial system. The approval allows the Brazilian financial institution to take ownership of the New York-based federal savings bank. The transaction required Federal Reserve approval under applicable banking laws governing foreign bank acquisitions of U.S. banking institutions. banking rulemaking supervision https://www.federalreserve.gov/newsevents/pressreleases/orders20251211a.htm https://www.federalreserve.gov/newsevents/pressreleases/orders20251211a.htm Thu, 11 Dec 2025 00:00:00 GMT The Federal Reserve Board approved the application by The PNC Financial Services Group, Inc., headquartered in Pittsburgh, Pennsylvania, to acquire FirstBank Holding Company and its subsidiary FirstBank, both based in Lakewood, Colorado. This regulatory approval allows PNC to proceed with the acquisition transaction, which will expand its banking operations and market presence. The announcement was made on December 11, 2025, at 5:00 p.m. EST, with the full order document made available to the public. This action represents a significant bank merger requiring Federal Reserve oversight and approval under applicable banking regulations. banking rulemaking supervision https://www.federalreserve.gov/newsevents/pressreleases/other20251211a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20251211a.htm Thu, 11 Dec 2025 00:00:00 GMT The Federal Reserve Board announced the reappointment of Federal Reserve Bank presidents and first vice presidents for new five-year terms beginning March 1, 2026. The reappointments followed a comprehensive review process conducted by the boards of directors of each regional Reserve Bank, evaluating performance across dimensions including community engagement, effectiveness as chief executive officers, and contributions to the Federal Reserve System. All twelve Reserve Bank presidents and first vice presidents were assessed, with the Federal Reserve Board providing unanimous concurrence on the reappointments. The evaluation process included input from civic and industry leaders across each district. Raphael Bostic of the Atlanta Fed previously announced his retirement, and leadership transitions were noted for the Chicago Fed's first vice president position. leadership supervision press-release https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251211a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251211a.htm Thu, 11 Dec 2025 00:00:00 GMT The Federal Reserve Board announced the termination of multiple enforcement actions against Credit Suisse entities and JPMorgan Chase & Co. The terminated actions include a written agreement from December 2020 involving Credit Suisse Group AG, Credit Suisse AG, Credit Suisse Holdings (USA), Inc., and Credit Suisse AG New York Branch, which was terminated on December 2, 2025. Additionally, a cease and desist order from May 2014 against Credit Suisse Group AG was terminated on December 4, 2025. A separate cease and desist order from March 2024 against JPMorgan Chase & Co. was also terminated on December 4, 2025, indicating that these institutions have satisfied the requirements of their respective enforcement actions. enforcement banking supervision https://www.federalreserve.gov/newsevents/pressreleases/monetary20251210b.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20251210b.htm Wed, 10 Dec 2025 00:00:00 GMT The Federal Reserve Board and Federal Open Market Committee released economic projections following their December 9-10, 2025 meeting. The projections were made available to the public at 2:00 p.m. EST on December 10, 2025, and include both PDF and accessible format materials. These projections represent the economic forecasts and assessments made by FOMC participants during their policy meeting. The release is part of the Federal Reserve's regular communication of monetary policy deliberations and economic outlook to the public and financial markets. disclosure transparency press-release https://www.federalreserve.gov/newsevents/pressreleases/monetary20251210a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20251210a.htm Wed, 10 Dec 2025 00:00:00 GMT The Federal Reserve's Federal Open Market Committee lowered the target range for the federal funds rate by a quarter percentage point to 3.5 to 3.75 percent, citing elevated uncertainty about the economic outlook and increased downside risks to employment. Economic activity continues to expand at a moderate pace, but job gains have slowed and inflation remains somewhat elevated above the Committee's 2 percent target. The Committee will carefully assess incoming data and the balance of risks when considering future rate adjustments. The vote was split, with one member preferring a larger half-point cut and two members preferring no change to rates at this meeting. policy-statement press-release transparency https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251205a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251205a.htm Fri, 05 Dec 2025 00:00:00 GMT The Federal Reserve Board announced an enforcement action against Julio A. Gonzalez, a former employee of Synovus Bank in Columbus, Georgia. The action takes the form of a consent prohibition order related to the misappropriation of customer funds. This enforcement measure was executed on December 5, 2025, and represents regulatory action taken against an individual for misconduct involving customer assets. The Federal Reserve maintains a searchable database of additional enforcement actions on its website. enforcement banking supervision https://www.federalreserve.gov/newsevents/pressreleases/other20251204b.htm https://www.federalreserve.gov/newsevents/pressreleases/other20251204b.htm Thu, 04 Dec 2025 00:00:00 GMT The Federal Reserve Board is seeking public input on potential strategic changes to its check collection and processing services provided to banks and credit unions. The request comes as check usage has steadily declined, digital payment methods have expanded, check fraud has increased, and the Reserve Banks face the need for substantial infrastructure investments to maintain current service levels. The Board is considering three potential paths: maintaining existing costs with reduced reliability over time, investing in infrastructure to maintain or improve services at higher costs, or significantly reducing or winding down check services entirely. Comments are due within 90 days of Federal Register publication, and the Board has indicated it would seek additional public comment before adopting any strategy with significant long-term effects on the nation's payments system. public-comment banking transparency https://www.federalreserve.gov/newsevents/pressreleases/other20251204a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20251204a.htm Thu, 04 Dec 2025 00:00:00 GMT The Federal Reserve Board announced pricing for payment services provided by Federal Reserve Banks to banks and credit unions, effective January 1, 2026. These services include check clearing, automated clearing house transactions, instant payments, and wholesale payment and settlement services. By law, the Federal Reserve must set fees to recover all costs, including imputed costs, of providing these services over the long run. The Federal Reserve expects to recover 108 percent of actual and imputed expenses in 2026, with overall price changes resulting in an estimated 0.9 percent average price increase for established, mature services. banking regulatory-guidance transparency https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251203a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251203a.htm Wed, 03 Dec 2025 00:00:00 GMT The Federal Reserve Board announced an enforcement action against Tahjanae Richardson, a former employee of First Financial Bank in Cincinnati, Ohio. The action consists of a consent prohibition order related to the misappropriation of customer funds. This enforcement measure was executed on December 3, 2025, and represents the Board's regulatory response to employee misconduct involving customer assets. The action is part of the Federal Reserve's ongoing supervision and enforcement activities to maintain integrity in the banking system. enforcement banking supervision https://www.federalreserve.gov/newsevents/pressreleases/orders20251125a.htm https://www.federalreserve.gov/newsevents/pressreleases/orders20251125a.htm Tue, 25 Nov 2025 00:00:00 GMT The Federal Reserve Board approved the application by Steel Newco, Inc. of Peachtree Corners, Georgia, to become a bank holding company through a merger with Synovus Financial Corporation of Columbus, Georgia, and Pinnacle Financial Partners of Nashville, Tennessee. As a result of this transaction, Steel Newco will indirectly acquire Synovus Bank and Pinnacle Bank. The Board also approved the merger of Pinnacle Bank with Synovus Bank, with Pinnacle Bank continuing as a state member bank under Federal Reserve supervision. Additionally, Pinnacle Bank received approval to establish and operate branches at the locations of Synovus Bank. banking rulemaking supervision https://www.federalreserve.gov/newsevents/pressreleases/monetary20251125a.htm https://www.federalreserve.gov/newsevents/pressreleases/monetary20251125a.htm Tue, 25 Nov 2025 00:00:00 GMT The Federal Reserve Board released minutes from three discount rate meetings held in October 2025, specifically on October 6, October 20, and October 29. These meetings reviewed and determined the discount rates provided to depository institutions through the discount window. The Board emphasized that its process for setting the discount rate operates independently from the Federal Open Market Committee's process for setting the federal funds rate target range. The minutes were made publicly available on November 25, 2025, as part of the Board's regular disclosure practices regarding discount window operations. disclosure transparency banking https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251125b.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251125b.htm Tue, 25 Nov 2025 00:00:00 GMT The federal bank regulatory agencies issued a final rule modifying certain regulatory capital standards for the largest and most systemically important banking organizations. The rule adjusts leverage capital standards to reduce disincentives for these institutions to engage in lower-risk activities such as intermediating in U.S. Treasury markets. For depository institution subsidiaries, the final rule caps the enhanced supplementary leverage ratio standard at one percent, making the overall requirement no more than four percent, which differs from the original proposal. The agencies estimate that overall capital levels will remain broadly unchanged, with tier 1 capital requirements for affected bank holding companies decreasing by less than two percent. The rule takes effect April 1, 2026, with an option for early adoption beginning January 1, 2026. interagency rulemaking regulatory-capital https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251125a.htm https://www.federalreserve.gov/newsevents/pressreleases/bcreg20251125a.htm Tue, 25 Nov 2025 00:00:00 GMT The federal bank regulatory agencies have proposed changes to the community bank leverage ratio framework that would reduce the required ratio from nine percent to eight percent while extending the grace period for compliance from two quarters to four quarters. The community bank leverage ratio, established in 2019, allows qualifying community banks to use a simplified leverage ratio instead of calculating complex risk-based capital ratios. The proposal aims to reduce regulatory burden and provide community banks with greater flexibility in capital management while maintaining safety and soundness standards. The modified framework would still require a leverage ratio double the minimum applicable to banks not using this simplified approach. Public comments on the proposal are due 60 days after Federal Register publication. interagency public-comment community-banks https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251125a.htm https://www.federalreserve.gov/newsevents/pressreleases/enforcement20251125a.htm Tue, 25 Nov 2025 00:00:00 GMT The Federal Reserve Board announced a consent prohibition order against Krista Murr, a former employee of Orrstown Bank in Harrisburg, Pennsylvania. The enforcement action was taken in response to the misappropriation of customer funds by the former employee. This prohibition order represents a regulatory measure to address misconduct within a financial institution under the Federal Reserve's supervisory authority. The action was made public on November 25, 2025, and additional enforcement actions can be searched through the Federal Reserve's enforcement database. enforcement banking supervision https://www.federalreserve.gov/newsevents/pressreleases/other20251121b.htm https://www.federalreserve.gov/newsevents/pressreleases/other20251121b.htm Fri, 21 Nov 2025 00:00:00 GMT The Federal Reserve announced the winners of its 22nd annual College Fed Challenge, a national competition for undergraduate students focused on understanding U.S. economic conditions, monetary policymaking, and the Federal Reserve's role. Pace University from New York won first place, with Harvard College and UCLA taking second and third respectively. The competition involved 139 schools from 36 states, with teams analyzing economic and financial conditions to formulate monetary policy recommendations modeled after the Federal Open Market Committee process. Teams were evaluated on their economic analysis, responses to judges' questions, teamwork, and presentation skills, with Federal Reserve Chair Jerome Powell commending participants for their dedication and analytical capabilities in addressing real-world economic challenges. press-release transparency banking https://www.federalreserve.gov/newsevents/pressreleases/other20251121a.htm https://www.federalreserve.gov/newsevents/pressreleases/other20251121a.htm Fri, 21 Nov 2025 00:00:00 GMT The Federal Reserve Board released results from its Senior Financial Officer Survey, which gathered information from banks holding approximately three-fourths of total banking system reserve balances. The survey, conducted in collaboration with the Federal Reserve Bank of New York between September 19 and September 29, 2025, examined banks' strategies and practices for managing reserve balances, their expectations for balance sheet changes, deposit pricing strategies, and their outlook on stablecoins and digital assets. This survey serves as a tool for the Board to monitor how financial institutions are managing their reserve positions and adapting to evolving financial technologies. The results provide insight into banking sector liquidity management and emerging trends in digital asset considerations among major financial institutions. banking digital-assets disclosure