https://arrowintsys.com/regulatory-activities Latest press releases, guidance, and enforcement actions from the CFPB. Compiled by Arrow AIM. en-us https://www.consumerfinance.gov/about-us/newsroom/cfpb-announces-joint-final-rule-on-adopting-uniform-standards-for-reporting-financial-data/ https://www.consumerfinance.gov/about-us/newsroom/cfpb-announces-joint-final-rule-on-adopting-uniform-standards-for-reporting-financial-data/ Thu, 25 Jun 2026 00:00:00 GMT CFPB Announces Joint Final Rule on Adopting Uniform Standards for Reporting Financial Data rulemaking interagency disclosure https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-is-correcting-flaws-to-restore-integrity-and-utility-to-the-consumer-complaint-system/ https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-is-correcting-flaws-to-restore-integrity-and-utility-to-the-consumer-complaint-system/ Wed, 24 Jun 2026 00:00:00 GMT The consumer complaint portal has long been plagued by issues that severely limit its effectiveness in addressing consumers’ complaints and practical utility of its information. consumer-protection transparency regulatory-guidance https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-works-to-ensure-bilt-consumers-are-made-whole/ https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-works-to-ensure-bilt-consumers-are-made-whole/ Tue, 02 Jun 2026 00:00:00 GMT The CFPB has been working to ensure consumers affected by Bilt’s transition to a new bank partner are appropriately remedied. CFPB officials met with Bilt to understand the issues caused by the transition and what steps Bilt has taken to ensure customers affected by challenges with the transition were made whole. consumer-protection banking supervision https://www.consumerfinance.gov/about-us/newsroom/2025-hmda-data-on-mortgage-lending-now-available/ https://www.consumerfinance.gov/about-us/newsroom/2025-hmda-data-on-mortgage-lending-now-available/ Tue, 31 Mar 2026 00:00:00 GMT The 2025 HMDA Loan Application Register data can be found on the FFIEC's HMDA Platform. lending disclosure transparency https://www.consumerfinance.gov/about-us/newsroom/agencies-announce-dollar-thresholds-for-applicability-of-truth-in-lending-and-consumer-leasing-rules-for-consumer-credit-and-lease-transactions-2025/ https://www.consumerfinance.gov/about-us/newsroom/agencies-announce-dollar-thresholds-for-applicability-of-truth-in-lending-and-consumer-leasing-rules-for-consumer-credit-and-lease-transactions-2025/ Mon, 15 Dec 2025 00:00:00 GMT The Federal Reserve Board and Consumer Financial Protection Bureau announced updated dollar thresholds for determining which consumer credit and lease transactions fall under Truth in Lending (Regulation Z) and Consumer Leasing (Regulation M) protections in 2026. Based on a 2.1 percent annual increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers as of June 1, 2025, the threshold will be set at $73,400 or less for covered transactions. The agencies are required by law to adjust these thresholds annually based on CPI-W changes. Private education loans and loans secured by real property, including mortgages, remain subject to Regulation Z regardless of loan amount. consumer-protection lending regulatory-guidance https://www.consumerfinance.gov/about-us/newsroom/agencies-announce-dollar-thresholds-for-smaller-loan-exemption-from-appraisal-requirements-for-higher-priced-mortgage-loans-2025/ https://www.consumerfinance.gov/about-us/newsroom/agencies-announce-dollar-thresholds-for-smaller-loan-exemption-from-appraisal-requirements-for-higher-priced-mortgage-loans-2025/ Mon, 15 Dec 2025 00:00:00 GMT The Consumer Financial Protection Bureau, Federal Reserve Board, and Office of the Comptroller of the Currency announced that the 2026 threshold for higher-priced mortgage loans subject to special appraisal requirements will increase from $33,500 to $34,200, effective January 1, 2026. This adjustment reflects a 2.1 percent annual increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers as of June 1, 2025. Under the Dodd-Frank Act, creditors must obtain written appraisals based on physical interior home visits before making higher-priced mortgage loans, but loans at or below this threshold amount are exempt from these requirements. The threshold is adjusted annually to reflect changes in the CPI-W. consumer-protection lending interagency https://www.consumerfinance.gov/about-us/newsroom/cfpb-supervision-division-releases-new-humility-pledge/ https://www.consumerfinance.gov/about-us/newsroom/cfpb-supervision-division-releases-new-humility-pledge/ Fri, 21 Nov 2025 00:00:00 GMT The Consumer Financial Protection Bureau's Supervision Division announced significant changes to its examination approach, introducing a "Humility Pledge" that examiners must read to supervised entities before conducting exams. The new policy focuses supervision resources on pressing consumer threats, particularly affecting service members and veterans, while avoiding duplication with state regulators. Key changes include providing advance notice of examinations, limiting information requests to defined exam scopes, reducing examination times from eight weeks, and emphasizing pattern and practice violations with identifiable consumer harm rather than expansive data collection. The Bureau aims to work collaboratively with entities, encouraging self-reporting and resolving issues through supervision rather than enforcement actions. Supervised entities experiencing inconsistencies with these principles are encouraged to contact designated CFPB officials directly. supervision examination-process regulatory-burden https://www.consumerfinance.gov/about-us/newsroom/cfpb-notifies-court-it-cannot-lawfully-draw-funds-from-the-federal-reserve/ https://www.consumerfinance.gov/about-us/newsroom/cfpb-notifies-court-it-cannot-lawfully-draw-funds-from-the-federal-reserve/ Tue, 11 Nov 2025 00:00:00 GMT The Consumer Financial Protection Bureau filed a court notice stating it cannot legally request funds from the Federal Reserve at this time. The Department of Justice's Office of Legal Counsel determined that the Federal Reserve System currently lacks "combined earnings" from which the Bureau may draw funding as required under the Dodd-Frank Act. This OLC opinion is binding on all Executive Branch agencies including the CFPB. The Bureau expects to have sufficient funds to continue operations through at least December 31, 2025. policy-statement leadership regulatory-guidance