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    <title>Regulatory Activities in Finance — All Regulators</title>
    <link>https://arrowintsys.com/regulatory-activities</link>
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    <description>Latest press releases, guidance, and enforcement actions from the SEC, Federal Reserve, CFPB, OCC, FDIC, and California DFPI. Compiled by Arrow AIM.</description>
    <language>en-us</language>
    <item>
      <title>[Federal Reserve] Minutes of the Board's discount rate meetings on June 8 and June 17, 2026</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260714a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260714a.htm</guid>
      <pubDate>Tue, 14 Jul 2026 00:00:00 GMT</pubDate>
      <description>Minutes of the Board&amp;#39;s discount rate meetings on June 8 and June 17, 2026</description>
      <category>policy-statement</category>
    </item>
    <item>
      <title>[FDIC] Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States</title>
      <link>https://www.fdic.gov/news/press-releases/2026/agencies-issue-guidance-lending-individuals-not-legally-authorized-work</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/agencies-issue-guidance-lending-individuals-not-legally-authorized-work</guid>
      <pubDate>Mon, 13 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and National Credit Union Administration issued joint guidance reminding financial institutions of their credit risk management obligations when lending to individuals not legally authorized to work in the United States. The guidance highlights that such lending may present elevated credit risk due to greater uncertainty regarding borrowers' ability to generate income, maintain employment, and remain financially stable. Financial institutions are advised to identify, measure, monitor, and control these risks through sound underwriting practices that assess borrowers' willingness and capacity to repay. The guidance was issued pursuant to Executive Order 14406 to address risks to the financial system from extending credit to inadmissible and removable populations, and directs institutions to consider related Consumer Financial Protection Bureau guidance on Truth in Lending Act and Equal Credit Opportunity Act obligations.</description>
      <category>interagency</category>
      <category>regulatory-guidance</category>
      <category>credit-risk</category>
    </item>
    <item>
      <title>[OCC] Agencies Issue Guidance on Lending to Individuals Not Legally Authorized to Work in the United States</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-ia-2026-57.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-ia-2026-57.html</guid>
      <pubDate>Mon, 13 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Association (collectively, the agencies) today issued guidance to remind supervised financial institutions of existing supervisory expectations with respect to credit risk management, particularly as it relates to borrowers who are not legally authorized to work in the United States.</description>
      <category>regulatory-guidance</category>
      <category>interagency</category>
      <category>lending</category>
    </item>
    <item>
      <title>[FDIC] Kentland Bank Assumes All Deposits of Kentland Federal Savings and Loan Association</title>
      <link>https://www.fdic.gov/news/press-releases/2026/kentland-bank-assumes-all-deposits-kentland-federal-savings-and-loan</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/kentland-bank-assumes-all-deposits-kentland-federal-savings-and-loan</guid>
      <pubDate>Fri, 10 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency closed Kentland Federal Savings and Loan Association of Kentland, Indiana, and appointed the FDIC as receiver. Kentland Bank of Kentland, Indiana agreed to purchase substantially all assets and assume all deposits of the failed institution, which reported total assets of $3.73 million and total deposits of $3.65 million as of March 31, 2026, making it the smallest standalone bank in the United States. Depositors automatically became customers of Kentland Bank with continued FDIC insurance coverage and immediate access to their funds. The FDIC estimates the failure will cost the Deposit Insurance Fund approximately $1.2 million.</description>
      <category>bank-failure</category>
      <category>deposit-insurance</category>
      <category>purchase-assumption</category>
    </item>
    <item>
      <title>[OCC] OCC Appoints Receiver for Kentland Federal Savings and Loan Association, Kentland, Indiana</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-56.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-56.html</guid>
      <pubDate>Fri, 10 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) today appointed the Federal Deposit Insurance Corporation (FDIC) as receiver for Kentland Federal Savings and Loan Association, located in Kentland, Indiana.</description>
      <category>enforcement</category>
      <category>banking</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[SEC] SEC Office of Municipal Securities Updates FAQs for Registration of Municipal Advisors</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-66-sec-office-municipal-securities-updates-faqs-registration-municipal-advisors</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-66-sec-office-municipal-securities-updates-faqs-registration-municipal-advisors</guid>
      <pubDate>Fri, 10 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission’s Office of Municipal Securities today announced it has updated its Registration of Municipal Advisors FAQs webpage to offer more clarity on municipal advisor registration and recordkeeping requirements.&amp;nbsp;The…</description>
      <category>regulatory-guidance</category>
      <category>registration-statements</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260709a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260709a.htm</guid>
      <pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve announces the leadership and objectives of its task forces to advance the conduct of monetary policy</description>
      <category>press-release</category>
      <category>leadership</category>
      <category>policy-statement</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board issues enforcement action with TS Banking Group, Inc. and TS Contrarian Bancshares, Inc.</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260709a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260709a.htm</guid>
      <pubDate>Thu, 09 Jul 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board issues enforcement action with TS Banking Group, Inc. and TS Contrarian Bancshares, Inc.</description>
      <category>press-release</category>
      <category>enforcement</category>
      <category>banking</category>
    </item>
    <item>
      <title>[Federal Reserve] Minutes of the Federal Open Market Committee, June 16-17, 2026</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260708a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/monetary20260708a.htm</guid>
      <pubDate>Wed, 08 Jul 2026 00:00:00 GMT</pubDate>
      <description>Minutes of the Federal Open Market Committee, June 16-17, 2026</description>
      <category>policy-statement</category>
    </item>
    <item>
      <title>[SEC] SEC to Host Virtual Roundtable on Modernizing IPOs and Expanding Access to Public Markets</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-65-sec-host-virtual-roundtable-modernizing-ipos-expanding-access-public-markets</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-65-sec-host-virtual-roundtable-modernizing-ipos-expanding-access-public-markets</guid>
      <pubDate>Wed, 08 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission’s&amp;nbsp;Office of the Advocate for Small Business Capital Formation&amp;nbsp;and the&amp;nbsp;Division of Corporation Finance&amp;nbsp;will co-host a livestreamed discussion on Monday, July 13, 2026, at 2 p.m.&amp;nbsp;to re-examine…</description>
      <category>roundtable</category>
      <category>ipos</category>
      <category>investor-protection</category>
    </item>
    <item>
      <title>[SEC] SEC Small Business Advisory Committee to Explore Modernizing Market Access</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-64-sec-small-business-advisory-committee-explore-modernizing-market-access</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-64-sec-small-business-advisory-committee-explore-modernizing-market-access</guid>
      <pubDate>Wed, 08 Jul 2026 00:00:00 GMT</pubDate>
      <description>The&amp;nbsp;Securities and Exchange Commission’s&amp;nbsp;Small Business Capital Formation Advisory Committee announced that it will hold a meeting on Tuesday, July&amp;nbsp;21, 2026 at 10 a.m. to explore ways to modernize public market access and encourage IPOs…</description>
      <category>ipos</category>
      <category>regulatory-guidance</category>
      <category>investor-protection</category>
    </item>
    <item>
      <title>[California DFPI] DFPI Action Results in Nearly 3,000 People Receiving $7M in Restitution after California Land Investment Scam</title>
      <link>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam/</link>
      <guid>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam/</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>The DFPI announced today that almost 3,000 consumers—many from California’s Filipino, Chinese, and Hispanic communities—will soon receive checks totaling more than $7 million in restitution for securities fraud.</description>
      <category>enforcement</category>
      <category>investor-protection</category>
      <category>consumer-protection</category>
    </item>
    <item>
      <title>[California DFPI] DFPI 执法行动促成近 3,000 名受害者获退赔逾 700 万美元，涉及加州土地投资诈骗案</title>
      <link>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-chinese/</link>
      <guid>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-chinese/</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>加利福尼亚州金融保护与创新局今日宣布，近 3,000 名消费者将陆续收到退赔支票，以补偿其因证券欺诈遭受的损失，补偿总额超过 700 万美元，其中许多消费者是加州菲律宾裔、华裔及西班牙裔。上述退款由加州法院裁定发放，源于 DFPI 针对克恩县一起欺诈性土地开发计划所采取的执法行动。</description>
      <category>enforcement</category>
      <category>investor-protection</category>
      <category>consumer-protection</category>
    </item>
    <item>
      <title>[California DFPI] La acción del DFPI resulta en que casi 3 mil personas recibirán $7 millones en restitución tras estafa de inversión en tierras en California</title>
      <link>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-spanish/</link>
      <guid>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-spanish/</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>El Departamento de Protección e Innovación Financiera (DFPI, por sus siglas en inglés) de California anunció hoy que casi 3 mil consumidores, muchos de las comunidades filipina, china e hispana de California, pronto recibirán cheques que sumarán más de $7 millones en restitución por fraude.</description>
      <category>enforcement</category>
      <category>investor-protection</category>
      <category>consumer-protection</category>
    </item>
    <item>
      <title>[California DFPI] Nagresulta ang Aksyon ng DFPI sa Pagtanggap ng Halos 3,000 Katao ng $7 Milyon bilang Kabayaran matapos ang Isang Scam sa Pamumuhunan sa Lupa sa California</title>
      <link>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-tagalog/</link>
      <guid>https://dfpi.ca.gov/press_release/dfpi-action-results-in-nearly-3000-people-receiving-7m-in-restitution-after-california-land-investment-scam-tagalog/</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>Inanunsyo ngayong araw ng California Department of Financial Protection and Innovation (DFPI) na halos 3,000 consumer—marami sa kanila ay mula sa mga komunidad ng mga Pilipino, Chinese, at Hispanic sa California—ang malapit nang makatanggap ng mga tseke na nagkakahalaga ng mahigit $7 milyon bilang kabayaran o restitusyon para sa pandaraya sa mga panagot (securities).</description>
      <category>enforcement</category>
      <category>investor-protection</category>
      <category>consumer-protection</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board requests comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260707a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260707a.htm</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board requests comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs</description>
      <category>public-comment</category>
      <category>rulemaking</category>
      <category>bsa-aml</category>
    </item>
    <item>
      <title>[SEC] SEC Forms New Retail Fraud Working Group</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-63-sec-forms-new-retail-fraud-working-group</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-63-sec-forms-new-retail-fraud-working-group</guid>
      <pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission today announced the creation of the Retail Fraud Working Group designed to strengthen the Division of Enforcement’s efforts to identify and combat fraud targeting everyday investors.The Retail Fraud Working Group…</description>
      <category>enforcement</category>
      <category>retail-investors</category>
      <category>investor-protection</category>
    </item>
    <item>
      <title>[SEC] SEC Names Paul Knight as Chief Operating Officer</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-62-sec-names-paul-knight-chief-operating-officer</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-62-sec-names-paul-knight-chief-operating-officer</guid>
      <pubDate>Mon, 06 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission today announced that Paul Knight has been named as the agency’s Chief Operating Officer (COO).As COO, Mr. Knight will oversee the SEC's operational and administrative functions, including the agency's Office of…</description>
      <category>press-release</category>
      <category>leadership</category>
    </item>
    <item>
      <title>[FDIC] FDIC Issues List of Banks Examined for CRA Compliance</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-issues-list-banks-examined-cra-compliance-5</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-issues-list-banks-examined-cra-compliance-5</guid>
      <pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Federal Deposit Insurance Corporation issued its monthly list of state nonmember banks that were evaluated for compliance with the Community Reinvestment Act during April 2026. The CRA, enacted in 1977, requires the FDIC to assess how well banks meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, while maintaining safe and sound operations. Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, the FDIC is mandated to publicly disclose evaluation ratings for each bank examined under CRA since July 1, 1990. Individual bank CRA evaluations are available directly from the banks themselves or through the FDIC's Public Information Center.</description>
      <category>cra</category>
      <category>community-reinvestment-act</category>
      <category>examination-process</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board issues enforcement action with Small Business Bank and announces termination enforcement actions with BNP Paribas S.A., BNP Paribas USA, Inc., BNP Paribas Securities Corp., and Community Bankshares, Inc.</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260702a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260702a.htm</guid>
      <pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board issues enforcement action with Small Business Bank and announces termination enforcement actions with BNP Paribas S.A., BNP Paribas USA, Inc., BNP Paribas Securities Corp., and Community Bankshares, Inc.</description>
      <category>enforcement</category>
      <category>banking</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[OCC] OCC Announces Deputy Comptroller for Supervision System and Analytical Support</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-55.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-55.html</guid>
      <pubDate>Thu, 02 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) today announced the promotion of Jamie Wilds to Deputy Comptroller for Supervision System and Analytical Support (SSAS).</description>
      <category>leadership</category>
      <category>supervision</category>
    </item>
    <item>
      <title>[California DFPI] DFPI Cracks Down on Financial Firms Charging Excessive Commissions to Customers </title>
      <link>https://dfpi.ca.gov/press_release/dfpi-cracks-down-on-financial-firms-charging-excessive-commissions-to-customers/</link>
      <guid>https://dfpi.ca.gov/press_release/dfpi-cracks-down-on-financial-firms-charging-excessive-commissions-to-customers/</guid>
      <pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate>
      <description>What You Need to Know: DFPI orders companies to refund $1.3 million to Californians for excessive commissions. SACRAMENTO – As part of its robust efforts to protect Californians from irresponsible […]</description>
      <category>enforcement</category>
      <category>consumer-protection</category>
      <category>regulatory-guidance</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve issues initial findings from its 2025 triennial payments study</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/other20260701a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/other20260701a.htm</guid>
      <pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve issues initial findings from its 2025 triennial payments study</description>
      <category>press-release</category>
    </item>
    <item>
      <title>[OCC] OCC Releases CRA Performance Evaluations for 20  National Banks and Federal Savings Associations</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-54.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-54.html</guid>
      <pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of June 1, 2026, through June 30, 2026.</description>
      <category>community-reinvestment-act</category>
      <category>cra</category>
      <category>evaluation-schedule</category>
    </item>
    <item>
      <title>[SEC] SEC Publishes Updated Market Statistics, Highlighting Increase in IPOs and Proceeds Raised</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-61-sec-publishes-updated-market-statistics-highlighting-increase-ipos-proceeds-raised</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-61-sec-publishes-updated-market-statistics-highlighting-increase-ipos-proceeds-raised</guid>
      <pubDate>Wed, 01 Jul 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission’s Division of Economic and Risk Analysis (DERA) published updated statistics and data visualizations covering key segments of the U.S. capital markets, including three new asset-backed securities (ABS) issuance data…</description>
      <category>ipos</category>
      <category>asset-backed-securities</category>
      <category>disclosure</category>
    </item>
    <item>
      <title>[FDIC] Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies</title>
      <link>https://www.fdic.gov/news/press-releases/2026/agencies-release-list-distressed-or-underserved-nonmetropolitan-middle</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/agencies-release-list-distressed-or-underserved-nonmetropolitan-middle</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal bank regulatory agencies released the 2026 list of distressed or underserved nonmetropolitan middle-income geographies where certain bank activities qualify for Community Reinvestment Act credit. The list identifies areas where revitalization or stabilization activities are eligible for CRA consideration based on local economic conditions including unemployment, poverty, and population changes. These designations remain valid for 12 months following publication, with a one-year lag period applied to geographies that were included in 2025 but are no longer designated in the current list. The CRA requires agencies to assess how well banks meet the credit needs of their entire community, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations.</description>
      <category>cra</category>
      <category>community-reinvestment-act</category>
      <category>interagency</category>
    </item>
    <item>
      <title>[Federal Reserve] Agencies release list of distressed or underserved nonmetropolitan middle-income geographies</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260630a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260630a.htm</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>Agencies release list of distressed or underserved nonmetropolitan middle-income geographies </description>
      <category>community-reinvestment-act</category>
      <category>cra</category>
      <category>interagency</category>
    </item>
    <item>
      <title>[OCC] OCC Reports First Quarter 2026 Bank Trading Revenue</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-53.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-53.html</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) reported cumulative trading revenue of U.S. commercial banks and savings associations of $16.3 billion in the first quarter of 2026. The first quarter trading revenue was $1.7 billion, or 11.4 percent, more than in the previous quarter and $862 million, or 5.6 percent, more than a year earlier.</description>
      <category>banking</category>
      <category>financial-results</category>
    </item>
    <item>
      <title>[OCC] OCC Reports Mortgage Performance for First Quarter of 2026</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-52.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-52.html</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the first quarter of 2026.</description>
      <category>lending</category>
      <category>banking</category>
    </item>
    <item>
      <title>[OCC] Agencies Release List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-ia-2026-51.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-ia-2026-51.html</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal bank regulatory agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act (CRA) credit.</description>
      <category>community-reinvestment-act</category>
      <category>cra</category>
      <category>interagency</category>
    </item>
    <item>
      <title>[SEC] SEC Seeks Public Comment on Novel Exchange-Traded Funds</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-60-sec-seeks-public-comment-novel-exchange-traded-funds</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-60-sec-seeks-public-comment-novel-exchange-traded-funds</guid>
      <pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission today issued a request for public comment on exchange-traded funds (ETFs) seeking to invest in innovative asset classes or engage in novel investment strategies. The request focuses on ways to facilitate innovation…</description>
      <category>etfs</category>
      <category>public-comment</category>
      <category>rulemaking</category>
    </item>
    <item>
      <title>[OCC] OCC Announces Senior Personnel Changes</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-50.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-50.html</guid>
      <pubDate>Mon, 29 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Office of the Comptroller of the Currency (OCC) today announced two senior personnel changes to support the evolution of the agency's technology and information infrastructure and to elevate experienced supervisory leadership within our most complex portfolios.</description>
      <category>leadership</category>
    </item>
    <item>
      <title>[FDIC] FDIC Publishes May Enforcement Actions</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-publishes-may-enforcement-actions</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-publishes-may-enforcement-actions</guid>
      <pubDate>Fri, 26 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Federal Deposit Insurance Corporation published its list of administrative enforcement actions taken against banks and individuals during May 2026. The agency issued 22 orders and one adjudicated decision and order, which included actions such as civil money penalties, consent orders, prohibition orders, and terminations of previous orders. Notably, the FDIC terminated six orders affecting a total of 102 Section 19 waiver orders during this period. The announcement also indicated that no administrative hearings are scheduled for July 2026.</description>
      <category>enforcement</category>
      <category>consent-order</category>
    </item>
    <item>
      <title>[SEC] SEC, CFTC Seek Public Comment on the Harmonization of Portfolio Margining Frameworks</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-59-sec-cftc-seek-public-comment-harmonization-portfolio-margining-frameworks</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-59-sec-cftc-seek-public-comment-harmonization-portfolio-margining-frameworks</guid>
      <pubDate>Fri, 26 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission and the Commodity Futures Trading Commission today issued a joint request for public comment on potential approaches to further harmonize regulatory frameworks applicable to portfolio margining across securities,…</description>
      <category>interagency</category>
      <category>public-comment</category>
      <category>market-structure</category>
    </item>
    <item>
      <title>[CFPB] CFPB Announces Joint Final Rule on Adopting Uniform Standards for Reporting Financial Data</title>
      <link>https://www.consumerfinance.gov/about-us/newsroom/cfpb-announces-joint-final-rule-on-adopting-uniform-standards-for-reporting-financial-data/</link>
      <guid>https://www.consumerfinance.gov/about-us/newsroom/cfpb-announces-joint-final-rule-on-adopting-uniform-standards-for-reporting-financial-data/</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>CFPB Announces Joint Final Rule on Adopting Uniform Standards for Reporting Financial Data</description>
      <category>rulemaking</category>
      <category>interagency</category>
      <category>disclosure</category>
    </item>
    <item>
      <title>[FDIC] FDIC Board Approves Proposal to Amend Resolution Submissions by Covered Insured Depository Institutions</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-amend-resolution-submissions-covered-insured</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-amend-resolution-submissions-covered-insured</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>The FDIC Board of Directors approved a notice of proposed rulemaking to revise resolution submission requirements for insured depository institutions. The proposal would raise the asset threshold for covered institutions from $50 billion to $100 billion in total assets and establish automatic future adjustments through an indexing methodology. The rule would streamline filing requirements to focus on information directly supporting cost-effective resolution and move all covered institutions to a three-year filing cycle. The Board also approved an exemption from filing requirements in October 2026 and 2027 for all institutions currently subject to the rule while the rulemaking process continues. Comments on the proposal will be accepted for 60 days following Federal Register publication.</description>
      <category>rulemaking</category>
      <category>resolution</category>
      <category>public-comment</category>
    </item>
    <item>
      <title>[FDIC] FDIC Board Approves Proposal to Revise Deposit Insurance Assessment Thresholds, Rate Schedules, and Adjustments</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-revise-deposit-insurance-assessment</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-revise-deposit-insurance-assessment</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>The FDIC Board of Directors approved a notice of proposed rulemaking to revise deposit insurance assessment regulations for all FDIC-insured institutions. The proposal increases the asset threshold for determining small versus large institutions from $10 billion to $30 billion, with periodic adjustments through an indexing methodology. Initial base assessment rates would decrease by two basis points for small institutions and one basis point for large or highly complex institutions, reflecting recent growth in the Deposit Insurance Fund and its reserve ratio. The proposal also introduces a downward resolution readiness adjustment of up to one basis point for large or highly complex institutions that successfully complete virtual data room testing exercises or provide temporary access to certain service providers and internal systems. Comments on the proposed rule will be accepted for 60 days following Federal Register publication.</description>
      <category>rulemaking</category>
      <category>deposit-insurance</category>
      <category>insurance-fund</category>
    </item>
    <item>
      <title>[FDIC] FDIC Board Approves Proposal to Amend Regulations Regarding the Disclosure of Information</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-amend-regulations-regarding-disclosure</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-board-approves-proposal-amend-regulations-regarding-disclosure</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>The FDIC Board of Directors approved a notice of proposed rulemaking to amend Part 309 of its regulations governing the disclosure of confidential information. The proposal would expand the ability of insured depository institutions to share confidential FDIC information with third parties such as attorneys, accountants, auditors, and other partners without prior FDIC approval, provided the information is shared for a business purpose and both parties have entered into a confidentiality agreement. The proposed rule would also simplify the FDIC's process for discretionary disclosure of confidential information and update rules regarding Freedom of Information Act requests, disclosure of information in legal proceedings, and service of process. Comments on the proposed rule will be accepted for 60 days after publication in the Federal Register.</description>
      <category>rulemaking</category>
      <category>third-party-service-providers</category>
      <category>public-comment</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board issues enforcement action with employee of Bank of Eufaula and S N B Bancshares, Inc.</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625b.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625b.htm</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board issues enforcement action with employee of Bank of Eufaula and S N B Bancshares, Inc.</description>
      <category>enforcement</category>
      <category>banking</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board announces termination of enforcement action with Jiko Group, Inc.</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260625a.htm</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board announces termination of enforcement action with Jiko Group, Inc.</description>
      <category>enforcement</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[OCC] Comptroller Issues Statement at FDIC Board Meeting</title>
      <link>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-49.html</link>
      <guid>https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-49.html</guid>
      <pubDate>Thu, 25 Jun 2026 00:00:00 GMT</pubDate>
      <description>Comptroller of the Currency Jonathan V. Gould issued a statement today on his Federal Deposit Insurance Corporation (FDIC) votes concerning resolution planning, assessments, and the disclosure of confidential supervisory information.</description>
      <category>interagency</category>
      <category>policy-statement</category>
    </item>
    <item>
      <title>[California DFPI] Governor Newsom convenes the first meeting of California’s Tech Fraud Task Force to help strengthen consumer protections </title>
      <link>https://dfpi.ca.gov/press_release/governor-newsom-convenes-the-first-meeting-of-californias-tech-fraud-task-force-to-help-strengthen-consumer-protections/</link>
      <guid>https://dfpi.ca.gov/press_release/governor-newsom-convenes-the-first-meeting-of-californias-tech-fraud-task-force-to-help-strengthen-consumer-protections/</guid>
      <pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate>
      <description>What You Need to Know: As California remains at the forefront of responsible innovation, Governor Gavin Newsom highlights the state’s efforts at the first convening of the Tech Fraud Task […]</description>
      <category>consumer-protection</category>
      <category>policy-statement</category>
      <category>interagency</category>
    </item>
    <item>
      <title>[CFPB] The CFPB is Correcting Flaws to Restore Integrity and Utility to the Consumer Complaint System</title>
      <link>https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-is-correcting-flaws-to-restore-integrity-and-utility-to-the-consumer-complaint-system/</link>
      <guid>https://www.consumerfinance.gov/about-us/newsroom/the-cfpb-is-correcting-flaws-to-restore-integrity-and-utility-to-the-consumer-complaint-system/</guid>
      <pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate>
      <description>The consumer complaint portal has long been plagued by issues that severely limit its effectiveness in addressing consumers’ complaints and practical utility of its information.</description>
      <category>consumer-protection</category>
      <category>transparency</category>
      <category>regulatory-guidance</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board's annual bank stress test confirms that large banks are well positioned to weather a severe recession and able to continue to lend to households and businesses</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260624a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260624a.htm</guid>
      <pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board&amp;#39;s annual bank stress test confirms that large banks are well positioned to weather a severe recession and able to continue to lend to households and businesses</description>
      <category>banking</category>
      <category>regulatory-capital</category>
      <category>lending</category>
    </item>
    <item>
      <title>[SEC] SEC Appoints Kathleen Hutchinson as Director of Office of International Affairs</title>
      <link>https://www.sec.gov/newsroom/press-releases/2026-58-sec-appoints-kathleen-hutchinson-director-office-international-affairs</link>
      <guid>https://www.sec.gov/newsroom/press-releases/2026-58-sec-appoints-kathleen-hutchinson-director-office-international-affairs</guid>
      <pubDate>Wed, 24 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Securities and Exchange Commission has appointed Kathleen M. Hutchinson as Director of the agency’s Office of International Affairs (OIA). OIA advises the Commission on international policy matters, coordinates with foreign authorities across the…</description>
      <category>leadership</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[FDIC] FDIC Statement on the Passing of Chairman William Isaac</title>
      <link>https://www.fdic.gov/news/press-releases/2026/fdic-statement-passing-chairman-william-isaac</link>
      <guid>https://www.fdic.gov/news/press-releases/2026/fdic-statement-passing-chairman-william-isaac</guid>
      <pubDate>Mon, 22 Jun 2026 00:00:00 GMT</pubDate>
      <description>The Federal Deposit Insurance Corporation announced the passing of former Chairman William Isaac, who served as the 14th Chairman from 1981 through 1985. Isaac was appointed to the FDIC Board of Directors in 1978 and became the youngest Chairman in the agency's history when named by President Ronald Reagan. During his tenure, he led the federal response to the banking and savings and loan crises of the 1980s, during which approximately 3,000 banks and thrifts failed, including many of the largest regional banks. Isaac is widely credited with maintaining stability in the financial system during this period and his contributions shaped important discussions about bank supervision, resolution practices, and deposit insurance policy.</description>
      <category>leadership</category>
      <category>bank-failure</category>
      <category>resolution</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve notes with deep sadness the passing of Alan Greenspan</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/other20260622a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/other20260622a.htm</guid>
      <pubDate>Mon, 22 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve notes with deep sadness the passing of Alan Greenspan</description>
      <category>press-release</category>
      <category>leadership</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board issues enforcement action with former employee of Bank of Eufaula and S N B Bancshares, Inc.</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618b.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618b.htm</guid>
      <pubDate>Thu, 18 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board issues enforcement action with former employee of Bank of Eufaula and S N B Bancshares, Inc.</description>
      <category>enforcement</category>
      <category>banking</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board issues enforcement action with former employee of Manufacturers and Traders Trust Company</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/enforcement20260618a.htm</guid>
      <pubDate>Thu, 18 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board issues enforcement action with former employee of Manufacturers and Traders Trust Company</description>
      <category>enforcement</category>
      <category>banking</category>
      <category>press-release</category>
    </item>
    <item>
      <title>[Federal Reserve] Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program</title>
      <link>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260618a.htm</link>
      <guid>https://www.federalreserve.gov/newsevents/pressreleases/bcreg20260618a.htm</guid>
      <pubDate>Thu, 18 Jun 2026 00:00:00 GMT</pubDate>
      <description>Federal Reserve Board requests comment on proposal to require certain payment stablecoin issuers to maintain an effective customer identification program</description>
      <category>crypto-assets</category>
      <category>public-comment</category>
      <category>rulemaking</category>
    </item>
  </channel>
</rss>
